GARDEN STATE
Federal • MOORESTOWN, New Jersey • Est. 1960
Quick Facts
- Charter Number
- #14015
- Type
- Federal
- Established
- 1960
- Headquarters
- MOORESTOWN, New Jersey 08057
- Address
- PO BOX 680
- Branches
- 3
- Members
- 3,255
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,255 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDEN STATE |
|---|---|
| Total Assets | $37.4M |
| Members | 3,255 |
| Loans Outstanding | $25.3M |
| Shares & Deposits | $33.4M |
| Net Worth | $4.2M |
| Net Worth Ratio | 11.15% |
| Loan-to-Share Ratio | 75.8% |
| Delinquency Rate | 2.71% |
| Net Income | +$384,325 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
MAIN OFFICE
Main Office144 W ROUTE 38
MOORESTOWN, NJ 08057-3223
MOBILE - 2
401 DELAWARE AVE
CAMDEN, NJ 08102
DATA PROCESSOR
5400 lEGACY DR
PLANO, TX 75024
Who Can Join GARDEN STATE?
Membership Type: Community
Membership eligibility for GARDEN STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDEN STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. GARDEN STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GARDEN STATE has 3,255 members and a potential membership field of 105,585 people.
GARDEN STATE's net worth ratio is 11.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, GARDEN STATE meets this threshold.
GARDEN STATE operates 3 branch locations. The main office is located at 144 W ROUTE 38, MOORESTOWN, NJ 08057-3223.
GARDEN STATE was established in 1960. It is a federal credit union chartered under charter number 14015. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GARDEN STATE. All financial data is for informational purposes only.