GARDEN STATE
Federal • Moorestown, New Jersey • Est. 1960
Quick Facts
- Charter Number
- #14015
- Type
- Federal
- Established
- 1960
- Headquarters
- Moorestown, New Jersey 08057-3223
- Address
- 144 W ROUTE 38
- Branches
- 3
- Members
- 3,217
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,217 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDEN STATE |
|---|---|
| Total Assets | $37.0M |
| Members | 3,217 |
| Loans Outstanding | $25.2M |
| Shares & Deposits | $33.1M |
| Net Worth | $4.2M |
| Net Worth Ratio | 11.41% |
| Loan-to-Share Ratio | 76.2% |
| Delinquency Rate | 2.05% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
MAIN OFFICE
Main Office144 W ROUTE 38
Moorestown, NJ 08057-3223
MOBILE - 2
401 DELAWARE AVE
Camden, NJ 08102
DATA PROCESSOR
5400 lEGACY DR
Plano, TX 75024
Who Can Join GARDEN STATE?
Membership Type: Community
Membership eligibility for GARDEN STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDEN STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
GARDEN STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GARDEN STATE has 3,217 members and a potential membership field of 105,585 people.
GARDEN STATE's reported net worth ratio is 11.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GARDEN STATE operates 3 branch locations. The main office is located at 144 W ROUTE 38, Moorestown, NJ 08057-3223.
GARDEN STATE was established in 1960. It is a federal credit union chartered under charter number 14015. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GARDEN STATE. All financial data is for informational purposes only.