GENERATIONS
State-Chartered • Rockford, Illinois • Est. 1944
Quick Facts
- Charter Number
- #60429
- Type
- State-Chartered
- Established
- 1944
- Headquarters
- Rockford, Illinois 61108
- Address
- 5618 Harrison Ave
- Branches
- 3
- ATMs
- 2
- Members
- 2,099
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,099 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GENERATIONS |
|---|---|
| Total Assets | $22.6M |
| Members | 2,099 |
| Loans Outstanding | $10.0M |
| Shares & Deposits | $18.6M |
| Net Worth | $3.6M |
| Net Worth Ratio | 15.78% |
| Loan-to-Share Ratio | 53.6% |
| Delinquency Rate | 0.19% |
| Net Income | +$171,189 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Harrison Ave-Main Office
Main Office5618 Harrison Ave
Rockford, IL 61108
Co-op Shared Branching Network
5618 Harrison Ave
Rockford, IL 61108
Illinois State Credit Union
5305 N 2nd St
Loves Park, IL 61111
Who Can Join GENERATIONS?
Membership Type: Community
Membership eligibility for GENERATIONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GENERATIONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. GENERATIONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GENERATIONS has 2,099 members and a potential membership field of 532,871 people.
GENERATIONS's net worth ratio is 15.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.8%, GENERATIONS meets this threshold.
GENERATIONS operates 3 branch locations and has access to 2 ATMs. The main office is located at 5618 Harrison Ave, Rockford, IL 61108.
GENERATIONS was established in 1944. It is a state-chartered credit union chartered under charter number 60429. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GENERATIONS. All financial data is for informational purposes only.