GEORGETOWN KRAFT
State-Chartered • Georgetown, South Carolina • Est. 1952
Quick Facts
- Charter Number
- #60791
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Georgetown, South Carolina 29440-2825
- Address
- 1379 N Fraser St
- Branches
- 6
- ATMs
- 5
- Members
- 18,224
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,224 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GEORGETOWN KRAFT |
|---|---|
| Total Assets | $188.2M |
| Members | 18,224 |
| Loans Outstanding | $110.0M |
| Shares & Deposits | $153.3M |
| Net Worth | $34.3M |
| Net Worth Ratio | 18.23% |
| Loan-to-Share Ratio | 71.7% |
| Delinquency Rate | 0.96% |
| Net Income | +$4,245,475 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
Georgetown - Bourne St.
1530 Bourne St
Georgetown, SC 29440-4775
Andrews
103 S Morgan Ave
Andrews, SC 29510-2647
Kingstree
488 Nelson Blvd
Kingstree, SC 29556-4025
Pawleys Island
49 Jetty Dr
Pawleys Island, SC 29585-8425
Georgetown - N. Fraser St.
Main Office1379 N Fraser St
Georgetown, SC 29440-2825
Who Can Join GEORGETOWN KRAFT?
Membership Type: Community
Membership eligibility for GEORGETOWN KRAFT may vary. Contact the credit union directly to confirm qualification requirements.
Contact GEORGETOWN KRAFT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. GEORGETOWN KRAFT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GEORGETOWN KRAFT has 18,224 members and a potential membership field of 95,900 people.
GEORGETOWN KRAFT's net worth ratio is 18.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.2%, GEORGETOWN KRAFT meets this threshold.
GEORGETOWN KRAFT operates 6 branch locations and has access to 5 ATMs. The main office is located at 1379 N Fraser St, Georgetown, SC 29440-2825.
GEORGETOWN KRAFT was established in 1952. It is a state-chartered credit union chartered under charter number 60791. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GEORGETOWN KRAFT. All financial data is for informational purposes only.