GEORGIA HERITAGE
Federal • SAVANNAH, Georgia • Est. 1940
Quick Facts
- Charter Number
- #3800
- Type
- Federal
- Established
- 1940
- Headquarters
- SAVANNAH, Georgia 31402
- Address
- P O BOX 1920
- Branches
- 4
- ATMs
- 4
- Members
- 15,164
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,164 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GEORGIA HERITAGE |
|---|---|
| Total Assets | $160.7M |
| Members | 15,164 |
| Loans Outstanding | $104.1M |
| Shares & Deposits | $142.1M |
| Net Worth | $16.8M |
| Net Worth Ratio | 10.45% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 0.57% |
| Net Income | +$852,168 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
MAIN OFFICE
Main Office1085 W Lathrop Ave
Savannah, GA 31415
Pooler Branch
102 Park Ave
Pooler, GA 31322
Stephenson Branch
200 Stephenson Ave Ste 100
Savannah, GA 31405-5492
Rincon Branch
5745 GA Highway 21 S
Rincon, GA 31326-5554
Who Can Join GEORGIA HERITAGE?
Membership Type: Other/Unknown
Membership eligibility for GEORGIA HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GEORGIA HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. GEORGIA HERITAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GEORGIA HERITAGE has 15,164 members and a potential membership field of 424,935 people.
GEORGIA HERITAGE's net worth ratio is 10.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, GEORGIA HERITAGE meets this threshold.
GEORGIA HERITAGE operates 4 branch locations and has access to 4 ATMs. The main office is located at 1085 W Lathrop Ave, Savannah, GA 31415.
GEORGIA HERITAGE was established in 1940. It is a federal credit union chartered under charter number 3800. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GEORGIA HERITAGE. All financial data is for informational purposes only.