GEORGIA POWER VALDOSTA
Federal • Valdosta, Georgia • Est. 1958
Quick Facts
- Charter Number
- #12291
- Type
- Federal
- Established
- 1958
- Headquarters
- Valdosta, Georgia 31601
- Address
- 1707 Dow Street
- Branches
- 1
- ATMs
- 1
- Members
- 2,767
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,767 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GEORGIA POWER VALDOSTA |
|---|---|
| Total Assets | $23.1M |
| Members | 2,767 |
| Loans Outstanding | $12.7M |
| Shares & Deposits | $19.5M |
| Net Worth | $3.4M |
| Net Worth Ratio | 14.66% |
| Loan-to-Share Ratio | 64.8% |
| Delinquency Rate | 0.98% |
| Net Income | +$305,236 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office1707 Dow St
Valdosta, GA 31601
Who Can Join GEORGIA POWER VALDOSTA?
Membership Type: Community
Membership eligibility for GEORGIA POWER VALDOSTA may vary. Contact the credit union directly to confirm qualification requirements.
Contact GEORGIA POWER VALDOSTA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. GEORGIA POWER VALDOSTA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GEORGIA POWER VALDOSTA has 2,767 members and a potential membership field of 5,000 people.
GEORGIA POWER VALDOSTA's net worth ratio is 14.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, GEORGIA POWER VALDOSTA meets this threshold.
GEORGIA POWER VALDOSTA operates 1 branch location and has access to 1 ATMs. The main office is located at 1707 Dow St, Valdosta, GA 31601.
GEORGIA POWER VALDOSTA was established in 1958. It is a federal credit union chartered under charter number 12291. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GEORGIA POWER VALDOSTA. All financial data is for informational purposes only.