GIDEON
Federal • Waukegan, Illinois • Est. 1998
Quick Facts
- Charter Number
- #24614
- Type
- Federal
- Established
- 1998
- Headquarters
- Waukegan, Illinois 60085
- Address
- 1500 Ridgeland Avenue
- Branches
- 5
- Members
- 220
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
220 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GIDEON |
|---|---|
| Total Assets | $368K |
| Members | 220 |
| Loans Outstanding | $19K |
| Shares & Deposits | $304K |
| Net Worth | $63K |
| Net Worth Ratio | 17.16% |
| Loan-to-Share Ratio | 6.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$9,467 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations
Gideon FCU
Main Office1500 W Ridgeland Ave
Waukegan, IL 60085-2738
Disaster Recovery Location
2525 Green Bay Rd
North Chicago, IL 60064-3012
Location of Records
1305 20th St
North Chicago, IL 60064-2604
Gideon Baptist Church
1500 W Ridgeland Ave
Waukegan, IL 60085-2738
GFCU
800 S, Genesee St
Waukegan, IL 60085-7502
Who Can Join GIDEON?
Membership Type: Community
Membership eligibility for GIDEON may vary. Contact the credit union directly to confirm qualification requirements.
Contact GIDEON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. GIDEON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GIDEON has 220 members and a potential membership field of 1,000 people.
GIDEON's net worth ratio is 17.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.2%, GIDEON meets this threshold.
GIDEON operates 5 branch locations. The main office is located at 1500 W Ridgeland Ave, Waukegan, IL 60085-2738.
GIDEON was established in 1998. It is a federal credit union chartered under charter number 24614. The institution has been serving members for 28 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GIDEON. All financial data is for informational purposes only.