GREATER KENTUCKY CU, INC.
State-Chartered • LEXINGTON, Kentucky • Est. 1953
Quick Facts
- Charter Number
- #62228
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- LEXINGTON, Kentucky 40504
- Address
- 1001 RED MILE ROAD
- Branches
- 2
- ATMs
- 2
- Members
- 9,263
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,263 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GREATER KENTUCKY CU, INC. |
|---|---|
| Total Assets | $82.3M |
| Members | 9,263 |
| Loans Outstanding | $66.1M |
| Shares & Deposits | $71.8M |
| Net Worth | $10.1M |
| Net Worth Ratio | 12.24% |
| Loan-to-Share Ratio | 92.1% |
| Delinquency Rate | 0.93% |
| Net Income | +$285,446 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
MAIN OFFICE
Main Office1001 RED MILE RD
LEXINGTON, KY 40504-2650
VERSAILLES BRANCH
479 Lexington Rd
VERSAILLES, KY 40383
Who Can Join GREATER KENTUCKY CU, INC.?
Membership Type: Community
Membership eligibility for GREATER KENTUCKY CU, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact GREATER KENTUCKY CU, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. GREATER KENTUCKY CU, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GREATER KENTUCKY CU, INC. has 9,263 members and a potential membership field of 686,003 people.
GREATER KENTUCKY CU, INC.'s net worth ratio is 12.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, GREATER KENTUCKY CU, INC. meets this threshold.
GREATER KENTUCKY CU, INC. operates 2 branch locations and has access to 2 ATMs. The main office is located at 1001 RED MILE RD, LEXINGTON, KY 40504-2650.
GREATER KENTUCKY CU, INC. was established in 1953. It is a state-chartered credit union chartered under charter number 62228. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GREATER KENTUCKY CU, INC.. All financial data is for informational purposes only.