GREEN RIVER AREA
Federal • OWENSBORO, Kentucky • Est. 1959
Quick Facts
- Charter Number
- #12852
- Type
- Federal
- Established
- 1959
- Headquarters
- OWENSBORO, Kentucky 42303-0215
- Address
- 3000 Highway 144
- Branches
- 3
- ATMs
- 1
- Members
- 4,963
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,963 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GREEN RIVER AREA |
|---|---|
| Total Assets | $58.0M |
| Members | 4,963 |
| Loans Outstanding | $34.8M |
| Shares & Deposits | $45.8M |
| Net Worth | $12.1M |
| Net Worth Ratio | 20.82% |
| Loan-to-Share Ratio | 76.0% |
| Delinquency Rate | 0.32% |
| Net Income | +$891,790 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
MAIN OFFICE 3000 E 4TH ST
Main Office3000 Highway 144
OWENSBORO, KY 42303-0215
HENDERSON BRANCH OFFICE
902 2nd St
HENDERSON, KY 42420-3231
GREENVILLE BRANCH OFFICE
440 HOPKINSVILLE ST FL 1
GREENVILLE, KY 42345-1124
Who Can Join GREEN RIVER AREA?
Membership Type: Other/Unknown
Membership eligibility for GREEN RIVER AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact GREEN RIVER AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. GREEN RIVER AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GREEN RIVER AREA has 4,963 members and a potential membership field of 7,000 people.
GREEN RIVER AREA's net worth ratio is 20.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.8%, GREEN RIVER AREA meets this threshold.
GREEN RIVER AREA operates 3 branch locations and has access to 1 ATMs. The main office is located at 3000 Highway 144, OWENSBORO, KY 42303-0215.
GREEN RIVER AREA was established in 1959. It is a federal credit union chartered under charter number 12852. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GREEN RIVER AREA. All financial data is for informational purposes only.