GUCO
State-Chartered • Greenville, North Carolina • Est. 1970
Quick Facts
- Charter Number
- #62985
- Type
- State-Chartered
- Established
- 1970
- Headquarters
- Greenville, North Carolina 27835-1847
- Address
- P.O. Box 1847
- Branches
- 3
- Members
- 1,391
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,391 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GUCO |
|---|---|
| Total Assets | $9.8M |
| Members | 1,391 |
| Loans Outstanding | $6.4M |
| Shares & Deposits | $7.9M |
| Net Worth | $1.8M |
| Net Worth Ratio | 18.45% |
| Loan-to-Share Ratio | 80.7% |
| Delinquency Rate | 0.01% |
| Net Income | +$36,614 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Office
Main Office523 Evans St
Greenville, NC 27858-2311
Vital Records Center
105 E Walnut St
Goldsboro, NC 27530-3648
Disaster Recovery Site
1400 S Elm St
Greenville, NC 27858-3746
Who Can Join GUCO?
Membership Type: Community
Membership eligibility for GUCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact GUCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Browse all federally insured credit unions in North Carolina, ranked by assets, members, and financial health score.
View North Carolina RankingsFrequently Asked Questions
Yes. GUCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GUCO has 1,391 members and a potential membership field of 2,750 people.
GUCO's net worth ratio is 18.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.4%, GUCO meets this threshold.
GUCO operates 3 branch locations. The main office is located at 523 Evans St, Greenville, NC 27858-2311.
GUCO was established in 1970. It is a state-chartered credit union chartered under charter number 62985. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GUCO. All financial data is for informational purposes only.