GULF
State-Chartered • Groves, Texas • Est. 1941
Quick Facts
- Charter Number
- #60205
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Groves, Texas 77619
- Address
- P. O. Box 848
- Branches
- 7
- ATMs
- 4
- Members
- 24,442
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
24,442 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF |
|---|---|
| Total Assets | $340.4M |
| Members | 24,442 |
| Loans Outstanding | $190.5M |
| Shares & Deposits | $306.0M |
| Net Worth | $33.9M |
| Net Worth Ratio | 9.95% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.43% |
| Net Income | +$2,397,725 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 4 ATMs
Groves
5140 W Parkway St
Groves, TX 77619
Beaumont
2360 Dowlen Rd
Beaumont, TX 77706
Bridge City
4721 Highway 87 S
Orange, TX 77630
Mid County
2779 Aero Dr # B
Port Arthur, TX 77640
CMC Flex
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Who Can Join GULF?
Membership Type: Community
Membership eligibility for GULF may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. GULF is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GULF has 24,442 members and a potential membership field of 405,608 people.
GULF's net worth ratio is 9.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, GULF meets this threshold.
GULF operates 7 branch locations and has access to 4 ATMs. The main office is located at 2779 Aero Dr # A, Port Arthur, TX 77640.
GULF was established in 1941. It is a state-chartered credit union chartered under charter number 60205. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GULF. All financial data is for informational purposes only.