GULF SHORE
Federal • Texas City, Texas • Est. 1937
Quick Facts
- Charter Number
- #2442
- Type
- Federal
- Established
- 1937
- Headquarters
- Texas City, Texas 77590-5046
- Address
- 1306 N Logan St
- Branches
- 2
- Members
- 3,115
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,115 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF SHORE |
|---|---|
| Total Assets | $28.7M |
| Members | 3,115 |
| Loans Outstanding | $12.1M |
| Shares & Deposits | $24.8M |
| Net Worth | $3.8M |
| Net Worth Ratio | 13.16% |
| Loan-to-Share Ratio | 48.9% |
| Delinquency Rate | 1.88% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Gulf Shore FCU
Main Office1306 N Logan St
Texas City, TX 77590-5046
T C Teachers/Gulf Shore
1700 9th Ave N
Texas City, TX 77590
Who Can Join GULF SHORE?
Membership Type: Community
Membership eligibility for GULF SHORE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF SHORE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
GULF SHORE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GULF SHORE has 3,115 members and a potential membership field of 40,000 people.
GULF SHORE's reported net worth ratio is 13.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GULF SHORE operates 2 branch locations. The main office is located at 1306 N Logan St, Texas City, TX 77590-5046.
GULF SHORE was established in 1937. It is a federal credit union chartered under charter number 2442. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GULF SHORE. All financial data is for informational purposes only.