HAPPY VALLEY
State-Chartered • Elizabethton, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #68097
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Elizabethton, Tennessee 37643-2722
- Address
- 210 E C St
- Branches
- 4
- ATMs
- 1
- Members
- 3,228
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,228 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAPPY VALLEY |
|---|---|
| Total Assets | $36.4M |
| Members | 3,228 |
| Loans Outstanding | $9.4M |
| Shares & Deposits | $29.6M |
| Net Worth | $6.6M |
| Net Worth Ratio | 18.21% |
| Loan-to-Share Ratio | 31.7% |
| Delinquency Rate | 0.61% |
| Net Income | +$93,087 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 1 ATMs
Happy Valley Credit Union
Main Office210 E C St
Elizabethton, TN 37643-2722
HP
5555 Windward Pkwy
Alpharetta, GA 30004
FISERV SUMMIT
2501 S STATE HIGHWAY 121 BUS
Lewisville, TX 75067
Citizens Bank
300 Broad St
Elizabethton, TN 37643-2700
Who Can Join HAPPY VALLEY?
Membership Type: Community
Membership eligibility for HAPPY VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAPPY VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
HAPPY VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HAPPY VALLEY has 3,228 members and a potential membership field of 8,700 people.
HAPPY VALLEY's reported net worth ratio is 18.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HAPPY VALLEY operates 4 branch locations and has access to 1 ATMs. The main office is located at 210 E C St, Elizabethton, TN 37643-2722.
HAPPY VALLEY was established in 1934. It is a state-chartered credit union chartered under charter number 68097. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HAPPY VALLEY. All financial data is for informational purposes only.