HAR-CO
State-Chartered • Bel Air, Maryland • Est. 1955
Quick Facts
- Charter Number
- #68639
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Bel Air, Maryland 21014-3249
- Address
- 30 N Hickory Ave
- Branches
- 3
- ATMs
- 3
- Members
- 13,626
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,626 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAR-CO |
|---|---|
| Total Assets | $285.5M |
| Members | 13,626 |
| Loans Outstanding | $190.9M |
| Shares & Deposits | $256.6M |
| Net Worth | $26.4M |
| Net Worth Ratio | 9.65% |
| Loan-to-Share Ratio | 74.4% |
| Delinquency Rate | 0.54% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Branch
Main Office30 N Hickory Ave
Bel Air, MD 21014-3249
Aberdeen
1028 Middleton Rd
Aberdeen, MD 21001-2281
Abingdon
3422 Emmorton Rd
Abingdon, MD 21009-2016
Who Can Join HAR-CO?
Membership Type: Community
Membership eligibility for HAR-CO may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAR-CO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
HAR-CO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HAR-CO has 13,626 members and a potential membership field of 100,000 people.
HAR-CO's reported net worth ratio is 9.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HAR-CO operates 3 branch locations and has access to 3 ATMs. The main office is located at 30 N Hickory Ave, Bel Air, MD 21014-3249.
HAR-CO was established in 1955. It is a state-chartered credit union chartered under charter number 68639. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HAR-CO. All financial data is for informational purposes only.