HARBOR POINTE
State-Chartered • Duluth, Minnesota • Est. 1933
Quick Facts
- Charter Number
- #60207
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Duluth, Minnesota 55802-2014
- Address
- 11 W 2nd St
- Branches
- 4
- ATMs
- 3
- Members
- 8,002
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,002 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARBOR POINTE |
|---|---|
| Total Assets | $157.5M |
| Members | 8,002 |
| Loans Outstanding | $127.7M |
| Shares & Deposits | $136.1M |
| Net Worth | $21.0M |
| Net Worth Ratio | 13.35% |
| Loan-to-Share Ratio | 93.8% |
| Delinquency Rate | 0.55% |
| Net Income | +$559,447 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Downtown Main Office
Main Office11 W 2nd St
Duluth, MN 55802-2014
Kenwood Branch
1515 Kenwood Ave Ste 200
Duluth, MN 55811-2655
Miller Hill Branch
4433 Trinity Rd
Duluth, MN 55811
Fiserv- Integrasys- Portico
255 Fiserv Dr
Brookfield, WI 53045-5815
Who Can Join HARBOR POINTE?
Membership Type: Community
Membership eligibility for HARBOR POINTE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARBOR POINTE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
HARBOR POINTE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HARBOR POINTE has 8,002 members and a potential membership field of 110,000 people.
HARBOR POINTE's reported net worth ratio is 13.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HARBOR POINTE operates 4 branch locations and has access to 3 ATMs. The main office is located at 11 W 2nd St, Duluth, MN 55802-2014.
HARBOR POINTE was established in 1933. It is a state-chartered credit union chartered under charter number 60207. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HARBOR POINTE. All financial data is for informational purposes only.