HARVARD COMMUNITY
State-Chartered • HARVARD, Illinois • Est. 1956
Quick Facts
- Charter Number
- #60201
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- HARVARD, Illinois 60033-8601
- Address
- 1200 S DIVISION ST
- Branches
- 2
- ATMs
- 1
- Members
- 3,242
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
3,242 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARVARD COMMUNITY |
|---|---|
| Total Assets | $20.1M |
| Members | 3,242 |
| Loans Outstanding | $16.1M |
| Shares & Deposits | $18.5M |
| Net Worth | $1.5M |
| Net Worth Ratio | 7.33% |
| Loan-to-Share Ratio | 87.0% |
| Delinquency Rate | 1.11% |
| Net Income | $-6,553 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
HCCU
Main Office1200 S DIVISION ST
HARVARD, IL 60033-8601
HCCU
343 S DIVISION ST
HARVARD, IL 60033-3276
Who Can Join HARVARD COMMUNITY?
Membership Type: Community
Membership eligibility for HARVARD COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARVARD COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Browse all federally insured credit unions in Illinois, ranked by assets, members, and financial health score.
View Illinois RankingsFrequently Asked Questions
Yes. HARVARD COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HARVARD COMMUNITY has 3,242 members and a potential membership field of 15,000 people.
HARVARD COMMUNITY's net worth ratio is 7.33% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.3%, HARVARD COMMUNITY meets this threshold.
HARVARD COMMUNITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1200 S DIVISION ST, HARVARD, IL 60033-8601.
HARVARD COMMUNITY was established in 1956. It is a state-chartered credit union chartered under charter number 60201. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HARVARD COMMUNITY. All financial data is for informational purposes only.