HEARD A.M.E.
Federal • Roselle, New Jersey • Est. 1980
Quick Facts
- Charter Number
- #23615
- Type
- Federal
- Established
- 1980
- Headquarters
- Roselle, New Jersey 07203
- Address
- 310 E 8th Ave
- Branches
- 1
- Members
- 189
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
189 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEARD A.M.E. |
|---|---|
| Total Assets | $174K |
| Members | 189 |
| Loans Outstanding | $45K |
| Shares & Deposits | $158K |
| Net Worth | $15K |
| Net Worth Ratio | 8.44% |
| Loan-to-Share Ratio | 28.6% |
| Delinquency Rate | 2.88% |
| Net Income | +$714 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Heard A M E Church
Main Office310 E 8th Ave
Roselle, NJ 07203
Who Can Join HEARD A.M.E.?
Membership Type: Community
Membership eligibility for HEARD A.M.E. may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEARD A.M.E. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
HEARD A.M.E. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HEARD A.M.E. has 189 members and a potential membership field of 350 people.
HEARD A.M.E.'s reported net worth ratio is 8.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HEARD A.M.E. operates 1 branch location. The main office is located at 310 E 8th Ave, Roselle, NJ 07203.
HEARD A.M.E. was established in 1980. It is a federal credit union chartered under charter number 23615. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HEARD A.M.E.. All financial data is for informational purposes only.