HEARTLAND
State-Chartered • Springfield, Illinois • Est. 1946
Quick Facts
- Charter Number
- #64441
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- Springfield, Illinois 62704
- Address
- 2213 W White Oaks Dr
- Branches
- 3
- ATMs
- 3
- Members
- 35,517
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
35,517 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEARTLAND |
|---|---|
| Total Assets | $574.6M |
| Members | 35,517 |
| Loans Outstanding | $381.2M |
| Shares & Deposits | $497.0M |
| Net Worth | $75.9M |
| Net Worth Ratio | 13.22% |
| Loan-to-Share Ratio | 76.7% |
| Delinquency Rate | 0.18% |
| Net Income | +$2,196,470 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
North
2712 E Sangamon Ave
Springfield, IL 62702
Main
Main Office2213 W White Oaks Dr
Springfield, IL 62704
St Joseph
610 E Saint Joseph St
Springfield, IL 62703
Who Can Join HEARTLAND?
Membership Type: Community
Membership eligibility for HEARTLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEARTLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
HEARTLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HEARTLAND has 35,517 members and a potential membership field of 932,407 people.
HEARTLAND's reported net worth ratio is 13.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HEARTLAND operates 3 branch locations and has access to 3 ATMs. The main office is located at 2213 W White Oaks Dr, Springfield, IL 62704.
HEARTLAND was established in 1946. It is a state-chartered credit union chartered under charter number 64441. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HEARTLAND. All financial data is for informational purposes only.