HEARTLAND
State-Chartered • Inver Grove Hei, Minnesota • Est. 1939
Quick Facts
- Charter Number
- #64168
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Inver Grove Hei, Minnesota 55077
- Address
- 5500 S Robert Trl
- Branches
- 4
- ATMs
- 4
- Members
- 10,905
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
10,905 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEARTLAND |
|---|---|
| Total Assets | $173.9M |
| Members | 10,905 |
| Loans Outstanding | $107.2M |
| Shares & Deposits | $147.8M |
| Net Worth | $17.2M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 72.5% |
| Delinquency Rate | 0.59% |
| Net Income | +$1,050,772 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Main Office
Main Office5500 S Robert Trl
Inver Grove Heights, MN 55077
New Prague
225 Chalupsky Ave SE
New Prague, MN 56071
LOL
4001 Lexington Ave N
Arden Hills, MN 55126
Hugo
14727 Victor Hugo Blvd N
Hugo, MN 55038
Who Can Join HEARTLAND?
Membership Type: Community
Membership eligibility for HEARTLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEARTLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Browse all federally insured credit unions in Minnesota, ranked by assets, members, and financial health score.
View Minnesota RankingsFrequently Asked Questions
Yes. HEARTLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HEARTLAND has 10,905 members and a potential membership field of 3,373,298 people.
HEARTLAND's net worth ratio is 9.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, HEARTLAND meets this threshold.
HEARTLAND operates 4 branch locations and has access to 4 ATMs. The main office is located at 5500 S Robert Trl, Inver Grove Heights, MN 55077.
HEARTLAND was established in 1939. It is a state-chartered credit union chartered under charter number 64168. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HEARTLAND. All financial data is for informational purposes only.