HEMA
Federal • Silver Spring, Maryland • Est. 1969
Quick Facts
- Charter Number
- #19514
- Type
- Federal
- Established
- 1969
- Headquarters
- Silver Spring, Maryland 20910-3713
- Address
- 8701 Georgia Ave Ste 407
- Branches
- 3
- Members
- 1,787
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,787 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEMA |
|---|---|
| Total Assets | $16.8M |
| Members | 1,787 |
| Loans Outstanding | $6.9M |
| Shares & Deposits | $15.1M |
| Net Worth | $1.7M |
| Net Worth Ratio | 9.99% |
| Loan-to-Share Ratio | 46.0% |
| Delinquency Rate | 0.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
HEMA Federal Credit Union
Main Office8701 Georgia Ave Ste 407
Silver Spring, MD 20910-3713
Fiserv - Disaster Recovery
4897 W Lake Park Blvd
Salt Lake City, UT 84120-8205
Eagle Bank
8677 Georgia Ave
Silver Spring, MD 20910-3405
Who Can Join HEMA?
Membership Type: Occupational
Membership eligibility for HEMA may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEMA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
HEMA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HEMA has 1,787 members and a potential membership field of 12,000 people.
HEMA's reported net worth ratio is 9.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HEMA operates 3 branch locations. The main office is located at 8701 Georgia Ave Ste 407, Silver Spring, MD 20910-3713.
HEMA was established in 1969. It is a federal credit union chartered under charter number 19514. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HEMA. All financial data is for informational purposes only.