HEMA
Federal • SILVER SPRING, Maryland • Est. 1969
Quick Facts
- Charter Number
- #19514
- Type
- Federal
- Established
- 1969
- Headquarters
- SILVER SPRING, Maryland 20910-3713
- Address
- 8701 GEORGIA AVE STE 407
- Branches
- 3
- Members
- 1,789
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,789 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEMA |
|---|---|
| Total Assets | $16.5M |
| Members | 1,789 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $14.8M |
| Net Worth | $1.7M |
| Net Worth Ratio | 10.08% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$30,448 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
HEMA Federal Credit Union
Main Office8701 Georgia Ave Ste 407
Silver Spring, MD 20910-3713
Fiserv - Disaster Recovery
4897 W Lake Park Blvd
Salt Lake City, UT 84120-8205
Eagle Bank
8677 Georgia Ave
Silver Spring, MD 20910-3405
Who Can Join HEMA?
Membership Type: Community
Membership eligibility for HEMA may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEMA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. HEMA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HEMA has 1,789 members and a potential membership field of 12,000 people.
HEMA's net worth ratio is 10.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, HEMA meets this threshold.
HEMA operates 3 branch locations. The main office is located at 8701 Georgia Ave Ste 407, Silver Spring, MD 20910-3713.
HEMA was established in 1969. It is a federal credit union chartered under charter number 19514. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HEMA. All financial data is for informational purposes only.