HEREFORD TEXAS
Federal • Hereford, Texas • Est. 1936
Quick Facts
- Charter Number
- #1401
- Type
- Federal
- Established
- 1936
- Headquarters
- Hereford, Texas 79045-5539
- Address
- 330 Schley Ave
- Branches
- 2
- ATMs
- 2
- Members
- 8,263
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,263 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEREFORD TEXAS |
|---|---|
| Total Assets | $74.6M |
| Members | 8,263 |
| Loans Outstanding | $41.8M |
| Shares & Deposits | $56.9M |
| Net Worth | $16.3M |
| Net Worth Ratio | 21.82% |
| Loan-to-Share Ratio | 73.5% |
| Delinquency Rate | 0.66% |
| Net Income | +$788,988 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Hereford Texas Federal Credit Union
Main Office330 Schley Ave
Hereford, TX 79045-5539
Hereford Texas Federal Credit Union
200 N Broadway St
Dimmitt, TX 79027-1824
Who Can Join HEREFORD TEXAS?
Membership Type: Other/Unknown
Membership eligibility for HEREFORD TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEREFORD TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. HEREFORD TEXAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HEREFORD TEXAS has 8,263 members and a potential membership field of 25,925 people.
HEREFORD TEXAS's net worth ratio is 21.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, HEREFORD TEXAS meets this threshold.
HEREFORD TEXAS operates 2 branch locations and has access to 2 ATMs. The main office is located at 330 Schley Ave, Hereford, TX 79045-5539.
HEREFORD TEXAS was established in 1936. It is a federal credit union chartered under charter number 1401. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HEREFORD TEXAS. All financial data is for informational purposes only.