HERITAGE SOUTH COMMUNITY CU
State-Chartered • Shelbyville, Tennessee • Est. 1957
Quick Facts
- Charter Number
- #67748
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Shelbyville, Tennessee 37160-2846
- Address
- 763 N Main St
- Branches
- 6
- ATMs
- 6
- Members
- 36,074
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
36,074 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE SOUTH COMMUNITY CU |
|---|---|
| Total Assets | $359.9M |
| Members | 36,074 |
| Loans Outstanding | $267.1M |
| Shares & Deposits | $297.8M |
| Net Worth | $60.0M |
| Net Worth Ratio | 16.76% |
| Loan-to-Share Ratio | 89.7% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Shelbyville
Main Office763 N Main St
Shelbyville, TN 37160-2846
Lewisburg
600 E Church St
Lewisburg, TN 37091-2852
MLK Jr Blvd Branch
1115 Dr Martin Luther King Blvd
Murfreesboro, TN 37130-7845
Smyrna
941 Sgt Asbury Hawn Way
Smyrna, TN 37167-3441
Manchester Branch
303 Hillsboro Blvd
Manchester, TN 37355
Who Can Join HERITAGE SOUTH COMMUNITY CU?
Membership Type: Community
Membership eligibility for HERITAGE SOUTH COMMUNITY CU may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE SOUTH COMMUNITY CU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
HERITAGE SOUTH COMMUNITY CU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HERITAGE SOUTH COMMUNITY CU has 36,074 members and a potential membership field of 677,266 people.
HERITAGE SOUTH COMMUNITY CU's reported net worth ratio is 16.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HERITAGE SOUTH COMMUNITY CU operates 6 branch locations and has access to 6 ATMs. The main office is located at 763 N Main St, Shelbyville, TN 37160-2846.
HERITAGE SOUTH COMMUNITY CU was established in 1957. It is a state-chartered credit union chartered under charter number 67748. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE SOUTH COMMUNITY CU. All financial data is for informational purposes only.