HIGHWAY DISTRICT 21
Federal • Pharr, Texas • Est. 1940
Quick Facts
- Charter Number
- #4148
- Type
- Federal
- Established
- 1940
- Headquarters
- Pharr, Texas 78577
- Address
- 600 W Ferguson St
- Branches
- 2
- ATMs
- 1
- Members
- 3,352
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,352 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGHWAY DISTRICT 21 |
|---|---|
| Total Assets | $51.0M |
| Members | 3,352 |
| Loans Outstanding | $21.5M |
| Shares & Deposits | $38.9M |
| Net Worth | $11.7M |
| Net Worth Ratio | 22.93% |
| Loan-to-Share Ratio | 55.2% |
| Delinquency Rate | 0.81% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
La Joya Area FCU
214 W Expressway 83
La Joya, TX 78560-4002
Highway District 21 Federal Credit Union
Main Office600 W Ferguson St
Pharr, TX 78577
Who Can Join HIGHWAY DISTRICT 21?
Membership Type: Community
Membership eligibility for HIGHWAY DISTRICT 21 may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGHWAY DISTRICT 21 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
HIGHWAY DISTRICT 21 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HIGHWAY DISTRICT 21 has 3,352 members and a potential membership field of 5,500 people.
HIGHWAY DISTRICT 21's reported net worth ratio is 22.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HIGHWAY DISTRICT 21 operates 2 branch locations and has access to 1 ATMs. The main office is located at 600 W Ferguson St, Pharr, TX 78577.
HIGHWAY DISTRICT 21 was established in 1940. It is a federal credit union chartered under charter number 4148. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HIGHWAY DISTRICT 21. All financial data is for informational purposes only.