HIGHWAY DISTRICT 21
Federal • MCALLEN, Texas • Est. 1940
Quick Facts
- Charter Number
- #4148
- Type
- Federal
- Established
- 1940
- Headquarters
- MCALLEN, Texas 78502
- Address
- PO BOX 4402
- Branches
- 2
- ATMs
- 1
- Members
- 3,379
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,379 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGHWAY DISTRICT 21 |
|---|---|
| Total Assets | $51.5M |
| Members | 3,379 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $39.7M |
| Net Worth | $11.5M |
| Net Worth Ratio | 22.29% |
| Loan-to-Share Ratio | 56.6% |
| Delinquency Rate | 0.25% |
| Net Income | +$1,021,297 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
La Joya Area FCU
214 W Expressway 83
La Joya, TX 78560-4002
Highway District 21 Federal Credit Union
Main Office600 W Ferguson St
Pharr, TX 78577
Who Can Join HIGHWAY DISTRICT 21?
Membership Type: Community
Membership eligibility for HIGHWAY DISTRICT 21 may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGHWAY DISTRICT 21 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. HIGHWAY DISTRICT 21 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HIGHWAY DISTRICT 21 has 3,379 members and a potential membership field of 5,500 people.
HIGHWAY DISTRICT 21's net worth ratio is 22.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.3%, HIGHWAY DISTRICT 21 meets this threshold.
HIGHWAY DISTRICT 21 operates 2 branch locations and has access to 1 ATMs. The main office is located at 600 W Ferguson St, Pharr, TX 78577.
HIGHWAY DISTRICT 21 was established in 1940. It is a federal credit union chartered under charter number 4148. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HIGHWAY DISTRICT 21. All financial data is for informational purposes only.