HIWASSEE RIVER
State-Chartered • Charleston, Tennessee • Est. 1969
Quick Facts
- Charter Number
- #67946
- Type
- State-Chartered
- Established
- 1969
- Headquarters
- Charleston, Tennessee 37310
- Address
- 1186 Old Lower River Rd NW
- Branches
- 3
- ATMs
- 2
- Members
- 1,954
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,954 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIWASSEE RIVER |
|---|---|
| Total Assets | $27.9M |
| Members | 1,954 |
| Loans Outstanding | $11.9M |
| Shares & Deposits | $24.8M |
| Net Worth | $3.0M |
| Net Worth Ratio | 10.74% |
| Loan-to-Share Ratio | 48.2% |
| Delinquency Rate | 0.07% |
| Net Income | +$36,706 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Hiwassee River Credit Union
Main Office1186 Old Lower River Rd NW
Charleston, TN 37310
Bowater Employees Credit Union
454 Highway 163
Calhoun, TN 37309
SouthEast Bank
3475 Keith St NW
Cleveland, TN 37312
Who Can Join HIWASSEE RIVER?
Membership Type: Community
Membership eligibility for HIWASSEE RIVER may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIWASSEE RIVER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
HIWASSEE RIVER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HIWASSEE RIVER has 1,954 members and a potential membership field of 5,000 people.
HIWASSEE RIVER's reported net worth ratio is 10.74% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HIWASSEE RIVER operates 3 branch locations and has access to 2 ATMs. The main office is located at 1186 Old Lower River Rd NW, Charleston, TN 37310.
HIWASSEE RIVER was established in 1969. It is a state-chartered credit union chartered under charter number 67946. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HIWASSEE RIVER. All financial data is for informational purposes only.