HMC (NJ)
Federal • Flemington, New Jersey • Est. 1978
Quick Facts
- Charter Number
- #23052
- Type
- Federal
- Established
- 1978
- Headquarters
- Flemington, New Jersey 08822-1172
- Address
- 84 Park Ave Ste E103
- Branches
- 1
- Members
- 801
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
801 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HMC (NJ) |
|---|---|
| Total Assets | $9.3M |
| Members | 801 |
| Loans Outstanding | $2.0M |
| Shares & Deposits | $8.3M |
| Net Worth | $993K |
| Net Worth Ratio | 10.70% |
| Loan-to-Share Ratio | 23.6% |
| Delinquency Rate | 0.00% |
| Net Income | +$38,026 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
HMC (NJ) Federal Credit Union
Main Office84 Park Ave Ste E103
Flemington, NJ 08822-1176
Who Can Join HMC (NJ)?
Membership Type: Community
Membership eligibility for HMC (NJ) may vary. Contact the credit union directly to confirm qualification requirements.
Contact HMC (NJ) directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. HMC (NJ) is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HMC (NJ) has 801 members and a potential membership field of 2,500 people.
HMC (NJ)'s net worth ratio is 10.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, HMC (NJ) meets this threshold.
HMC (NJ) operates 1 branch location. The main office is located at 84 Park Ave Ste E103, Flemington, NJ 08822-1176.
HMC (NJ) was established in 1978. It is a federal credit union chartered under charter number 23052. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HMC (NJ). All financial data is for informational purposes only.