HOME
Federal • Clarksburg, West Virginia • Est. 1950
Quick Facts
- Charter Number
- #6674
- Type
- Federal
- Established
- 1950
- Headquarters
- Clarksburg, West Virginia 26301
- Address
- 131 W Pike St
- Branches
- 3
- ATMs
- 1
- Members
- 3,045
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,045 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOME |
|---|---|
| Total Assets | $36.2M |
| Members | 3,045 |
| Loans Outstanding | $25.1M |
| Shares & Deposits | $30.8M |
| Net Worth | $5.4M |
| Net Worth Ratio | 14.87% |
| Loan-to-Share Ratio | 81.7% |
| Delinquency Rate | 0.99% |
| Net Income | +$297,280 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
FiServ
5600 Crooks Rd
Troy, MI 48098
Home Federal Credit Union
Main Office131 W Pike St
Clarksburg, WV 26301
Hope Federal Credit Union
925 White Oaks Blvd
Bridgeport, WV 26330
Who Can Join HOME?
Membership Type: Community
Membership eligibility for HOME may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOME directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. HOME is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOME has 3,045 members and a potential membership field of 64,400 people.
HOME's net worth ratio is 14.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.9%, HOME meets this threshold.
HOME operates 3 branch locations and has access to 1 ATMs. The main office is located at 131 W Pike St, Clarksburg, WV 26301.
HOME was established in 1950. It is a federal credit union chartered under charter number 6674. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOME. All financial data is for informational purposes only.