HOME
Federal • Clarksburg, West Virginia • Est. 1950
Quick Facts
- Charter Number
- #6674
- Type
- Federal
- Established
- 1950
- Headquarters
- Clarksburg, West Virginia 26301
- Address
- 131 W Pike St
- Branches
- 3
- ATMs
- 1
- Members
- 3,027
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,027 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOME |
|---|---|
| Total Assets | $37.7M |
| Members | 3,027 |
| Loans Outstanding | $24.8M |
| Shares & Deposits | $32.3M |
| Net Worth | $5.4M |
| Net Worth Ratio | 14.41% |
| Loan-to-Share Ratio | 76.8% |
| Delinquency Rate | 0.87% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
FiServ
5600 Crooks Rd
Troy, MI 48098
Home Federal Credit Union
Main Office131 W Pike St
Clarksburg, WV 26301
Hope Federal Credit Union
925 White Oaks Blvd
Bridgeport, WV 26330
Who Can Join HOME?
Membership Type: Community
Membership eligibility for HOME may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOME directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
HOME is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOME has 3,027 members and a potential membership field of 67,000 people.
HOME's reported net worth ratio is 14.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOME operates 3 branch locations and has access to 1 ATMs. The main office is located at 131 W Pike St, Clarksburg, WV 26301.
HOME was established in 1950. It is a federal credit union chartered under charter number 6674. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOME. All financial data is for informational purposes only.