HORIZON
State-Chartered • Macon, Missouri • Est. 1954
Quick Facts
- Charter Number
- #63844
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Macon, Missouri 63552
- Address
- PO Box 554
- Branches
- 2
- ATMs
- 2
- Members
- 6,232
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,232 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HORIZON |
|---|---|
| Total Assets | $57.2M |
| Members | 6,232 |
| Loans Outstanding | $37.0M |
| Shares & Deposits | $49.9M |
| Net Worth | $6.8M |
| Net Worth Ratio | 11.98% |
| Loan-to-Share Ratio | 74.2% |
| Delinquency Rate | 0.69% |
| Net Income | +$557,823 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Horizon Credit Union
Main Office310 N Missouri St
Macon, MO 63552
Horizon Credit Union
701 S Baltimore St
Kirksville, MO 63501-4191
Who Can Join HORIZON?
Membership Type: Community
Membership eligibility for HORIZON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HORIZON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Browse all federally insured credit unions in Missouri, ranked by assets, members, and financial health score.
View Missouri RankingsFrequently Asked Questions
Yes. HORIZON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HORIZON has 6,232 members and a potential membership field of 25,000 people.
HORIZON's net worth ratio is 11.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, HORIZON meets this threshold.
HORIZON operates 2 branch locations and has access to 2 ATMs. The main office is located at 310 N Missouri St, Macon, MO 63552.
HORIZON was established in 1954. It is a state-chartered credit union chartered under charter number 63844. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HORIZON. All financial data is for informational purposes only.