HORIZON
State-Chartered • Kingsport, Tennessee • Est. 1932
Quick Facts
- Charter Number
- #68138
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Kingsport, Tennessee 37664-3163
- Address
- 1201 N Eastman Rd
- Branches
- 5
- ATMs
- 3
- Members
- 4,103
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,103 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HORIZON |
|---|---|
| Total Assets | $60.0M |
| Members | 4,103 |
| Loans Outstanding | $42.1M |
| Shares & Deposits | $54.0M |
| Net Worth | $6.9M |
| Net Worth Ratio | 11.57% |
| Loan-to-Share Ratio | 78.0% |
| Delinquency Rate | 0.01% |
| Net Income | +$366,003 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Disaster Recovery Location
130 Main St W
Mt Carmel, TN 37645
Vital Records Center
1201 N Eastman Rd
Kingsport, TN 37664
Horizon Credit Union
600 AFG Rd
Church Hill, TN 37642
Horizon Credit Union
Main Office1201 N Eastman Rd
Kingsport, TN 37664-3163
Horizon Credit Union
130 Main St W
Mt Carmel, TN 37645
Who Can Join HORIZON?
Membership Type: Community
Membership eligibility for HORIZON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HORIZON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. HORIZON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HORIZON has 4,103 members and a potential membership field of 10,000 people.
HORIZON's net worth ratio is 11.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, HORIZON meets this threshold.
HORIZON operates 5 branch locations and has access to 3 ATMs. The main office is located at 1201 N Eastman Rd, Kingsport, TN 37664-3163.
HORIZON was established in 1932. It is a state-chartered credit union chartered under charter number 68138. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HORIZON. All financial data is for informational purposes only.