HOUSTON
Federal • Sugar Land, Texas • Est. 1960
Quick Facts
- Charter Number
- #14091
- Type
- Federal
- Established
- 1960
- Headquarters
- Sugar Land, Texas 77479-4097
- Address
- 16320 Kensington Dr
- Branches
- 12
- ATMs
- 11
- Members
- 60,128
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
60,128 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOUSTON |
|---|---|
| Total Assets | $961.8M |
| Members | 60,128 |
| Loans Outstanding | $526.6M |
| Shares & Deposits | $862.5M |
| Net Worth | $93.0M |
| Net Worth Ratio | 9.77% |
| Loan-to-Share Ratio | 61.1% |
| Delinquency Rate | 0.35% |
| Net Income | +$1,034,504 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 11 ATMs
HFCU
Main Office16320 Kensington Dr
Sugar Land, TX 77479-4097
Memorial
777 N Eldridge Pkwy Ste 150
Houston, TX 77079-4416
Greenway Plaza
24 Greenway Plz Ste 300
Houston, TX 77046-0003
Northwest
21550 State Highway 249
Houston, TX 77070-1648
Rosenberg
28050 Southwest Fwy
Rosenberg, TX 77471-7101
Who Can Join HOUSTON?
Membership Type: Community
Membership eligibility for HOUSTON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOUSTON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
HOUSTON is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOUSTON has 60,128 members and a potential membership field of 2,340,320 people.
HOUSTON's reported net worth ratio is 9.77% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOUSTON operates 12 branch locations and has access to 11 ATMs. The main office is located at 16320 Kensington Dr, Sugar Land, TX 77479-4097.
HOUSTON was established in 1960. It is a federal credit union chartered under charter number 14091. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOUSTON. All financial data is for informational purposes only.