HOUSTON
Federal • Sugar Land, Texas • Est. 1960
Quick Facts
- Charter Number
- #14091
- Type
- Federal
- Established
- 1960
- Headquarters
- Sugar Land, Texas 77479-4097
- Address
- 16320 Kensington Dr
- Branches
- 12
- ATMs
- 11
- Members
- 59,905
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
59,905 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOUSTON |
|---|---|
| Total Assets | $950.7M |
| Members | 59,905 |
| Loans Outstanding | $531.6M |
| Shares & Deposits | $852.7M |
| Net Worth | $92.6M |
| Net Worth Ratio | 9.74% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.48% |
| Net Income | +$5,481,725 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 11 ATMs
HFCU
Main Office16320 Kensington Dr
Sugar Land, TX 77479-4097
Memorial
777 N Eldridge Pkwy Ste 150
Houston, TX 77079-4416
Greenway Plaza
24 Greenway Plz Ste 300
Houston, TX 77046-0003
Northwest
21550 State Highway 249
Houston, TX 77070-1648
Rosenberg
28050 Southwest Fwy
Rosenberg, TX 77471-7101
Who Can Join HOUSTON?
Membership Type: Community
Membership eligibility for HOUSTON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOUSTON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. HOUSTON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOUSTON has 59,905 members and a potential membership field of 2,339,763 people.
HOUSTON's net worth ratio is 9.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, HOUSTON meets this threshold.
HOUSTON operates 12 branch locations and has access to 11 ATMs. The main office is located at 16320 Kensington Dr, Sugar Land, TX 77479-4097.
HOUSTON was established in 1960. It is a federal credit union chartered under charter number 14091. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOUSTON. All financial data is for informational purposes only.