HOUSTON BELT & TERMINAL
Federal • Humble, Texas • Est. 1949
Quick Facts
- Charter Number
- #6318
- Type
- Federal
- Established
- 1949
- Headquarters
- Humble, Texas 77338-3573
- Address
- 9810 FM 1960 Bypass Rd W Ste 105
- Branches
- 1
- Members
- 590
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
590 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOUSTON BELT & TERMINAL |
|---|---|
| Total Assets | $3.7M |
| Members | 590 |
| Loans Outstanding | $2.6M |
| Shares & Deposits | $2.2M |
| Net Worth | $1.5M |
| Net Worth Ratio | 40.79% |
| Loan-to-Share Ratio | 119.6% |
| Delinquency Rate | 5.31% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Houston Belt & Terminal FCU
Main Office9810 FM 1960 Bypass Rd W Ste 105
Humble, TX 77338-3573
Who Can Join HOUSTON BELT & TERMINAL?
Membership Type: Community
Membership eligibility for HOUSTON BELT & TERMINAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOUSTON BELT & TERMINAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
HOUSTON BELT & TERMINAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOUSTON BELT & TERMINAL has 590 members and a potential membership field of 1,050 people.
HOUSTON BELT & TERMINAL's reported net worth ratio is 40.79% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOUSTON BELT & TERMINAL operates 1 branch location. The main office is located at 9810 FM 1960 Bypass Rd W Ste 105, Humble, TX 77338-3573.
HOUSTON BELT & TERMINAL was established in 1949. It is a federal credit union chartered under charter number 6318. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOUSTON BELT & TERMINAL. All financial data is for informational purposes only.