HOUSTON BELT & TERMINAL
Federal • HUMBLE, Texas • Est. 1949
Quick Facts
- Charter Number
- #6318
- Type
- Federal
- Established
- 1949
- Headquarters
- HUMBLE, Texas 77338-3573
- Address
- 9810 FM 1960 BYPASS RD W STE 105
- Branches
- 1
- Members
- 589
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
589 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOUSTON BELT & TERMINAL |
|---|---|
| Total Assets | $3.7M |
| Members | 589 |
| Loans Outstanding | $2.9M |
| Shares & Deposits | $2.2M |
| Net Worth | $1.5M |
| Net Worth Ratio | 40.49% |
| Loan-to-Share Ratio | 131.7% |
| Delinquency Rate | 6.08% |
| Net Income | +$48,692 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Houston Belt & Terminal FCU
Main Office9810 FM 1960 Bypass Rd W Ste 105
Humble, TX 77338-3573
Who Can Join HOUSTON BELT & TERMINAL?
Membership Type: Community
Membership eligibility for HOUSTON BELT & TERMINAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOUSTON BELT & TERMINAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. HOUSTON BELT & TERMINAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOUSTON BELT & TERMINAL has 589 members and a potential membership field of 750 people.
HOUSTON BELT & TERMINAL's net worth ratio is 40.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 40.5%, HOUSTON BELT & TERMINAL meets this threshold.
HOUSTON BELT & TERMINAL operates 1 branch location. The main office is located at 9810 FM 1960 Bypass Rd W Ste 105, Humble, TX 77338-3573.
HOUSTON BELT & TERMINAL was established in 1949. It is a federal credit union chartered under charter number 6318. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOUSTON BELT & TERMINAL. All financial data is for informational purposes only.