HOWARD COUNTY EDUCATION
Federal • Ellicott City, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8642
- Type
- Federal
- Established
- 1953
- Headquarters
- Ellicott City, Maryland 21043-4178
- Address
- 3458 Ellicott Center Dr Ste 106
- Branches
- 1
- Members
- 3,906
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,906 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOWARD COUNTY EDUCATION |
|---|---|
| Total Assets | $25.2M |
| Members | 3,906 |
| Loans Outstanding | $15.5M |
| Shares & Deposits | $22.4M |
| Net Worth | $2.8M |
| Net Worth Ratio | 10.93% |
| Loan-to-Share Ratio | 69.2% |
| Delinquency Rate | 3.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Howard County Education Federal Credit Union
Main Office3458 Ellicott Center Dr Ste 106
Ellicott City, MD 21043-4178
Who Can Join HOWARD COUNTY EDUCATION?
Membership Type: Community
Membership eligibility for HOWARD COUNTY EDUCATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOWARD COUNTY EDUCATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
HOWARD COUNTY EDUCATION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOWARD COUNTY EDUCATION has 3,906 members and a potential membership field of 7,000 people.
HOWARD COUNTY EDUCATION's reported net worth ratio is 10.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOWARD COUNTY EDUCATION operates 1 branch location. The main office is located at 3458 Ellicott Center Dr Ste 106, Ellicott City, MD 21043-4178.
HOWARD COUNTY EDUCATION was established in 1953. It is a federal credit union chartered under charter number 8642. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOWARD COUNTY EDUCATION. All financial data is for informational purposes only.