IH CREDIT UNION, INC.
Federal • SPRINGFIELD, Ohio • Est. 1934
Quick Facts
- Charter Number
- #97104
- Type
- Federal
- Established
- 1934
- Headquarters
- SPRINGFIELD, Ohio 45502-9069
- Address
- 5000 URBANA ROAD
- Branches
- 5
- ATMs
- 5
- Members
- 20,040
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
20,040 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IH CREDIT UNION, INC. |
|---|---|
| Total Assets | $356.0M |
| Members | 20,040 |
| Loans Outstanding | $206.1M |
| Shares & Deposits | $274.5M |
| Net Worth | $56.7M |
| Net Worth Ratio | 15.88% |
| Loan-to-Share Ratio | 75.1% |
| Delinquency Rate | 2.02% |
| Net Income | +$4,196,400 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
IH Credit Union
Main Office5000 Urbana Rd
Springfield, OH 45502-9069
Leffel Lane Branch
299 E Leffel ln
Springfield, OH 45505-4745
branch office
731 Scioto St
urbana, OH 43078
1st Street Branch
1427 W 1st ST
Springfield, OH 45504-1922
Fairfield Rd branch
1464 N Fairfield Rd
Beavercreek, OH 45432-2638
Who Can Join IH CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for IH CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact IH CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. IH CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, IH CREDIT UNION, INC. has 20,040 members and a potential membership field of 755,000 people.
IH CREDIT UNION, INC.'s net worth ratio is 15.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.9%, IH CREDIT UNION, INC. meets this threshold.
IH CREDIT UNION, INC. operates 5 branch locations and has access to 5 ATMs. The main office is located at 5000 Urbana Rd, Springfield, OH 45502-9069.
IH CREDIT UNION, INC. was established in 1934. It is a federal credit union chartered under charter number 97104. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or IH CREDIT UNION, INC.. All financial data is for informational purposes only.