IH CREDIT UNION, INC.
Federal • Springfield, Ohio • Est. 1934
Quick Facts
- Charter Number
- #97104
- Type
- Federal
- Established
- 1934
- Headquarters
- Springfield, Ohio 45502-9069
- Address
- 5000 Urbana Rd
- Branches
- 5
- ATMs
- 5
- Members
- 18,531
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,531 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IH CREDIT UNION, INC. |
|---|---|
| Total Assets | $358.7M |
| Members | 18,531 |
| Loans Outstanding | $202.7M |
| Shares & Deposits | $275.1M |
| Net Worth | $57.0M |
| Net Worth Ratio | 15.85% |
| Loan-to-Share Ratio | 73.7% |
| Delinquency Rate | 1.84% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
IH Credit Union
Main Office5000 Urbana Rd
Springfield, OH 45502-9069
Leffel Lane Branch
299 E Leffel ln
Springfield, OH 45505-4745
branch office
731 Scioto St
Urbana, OH 43078
1st Street Branch
1427 W 1st ST
Springfield, OH 45504-1922
Fairfield Rd branch
1464 N Fairfield Rd
Beavercreek, OH 45432-2638
Who Can Join IH CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for IH CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact IH CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
IH CREDIT UNION, INC. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, IH CREDIT UNION, INC. has 18,531 members and a potential membership field of 755,000 people.
IH CREDIT UNION, INC.'s reported net worth ratio is 15.85% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
IH CREDIT UNION, INC. operates 5 branch locations and has access to 5 ATMs. The main office is located at 5000 Urbana Rd, Springfield, OH 45502-9069.
IH CREDIT UNION, INC. was established in 1934. It is a federal credit union chartered under charter number 97104. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or IH CREDIT UNION, INC.. All financial data is for informational purposes only.