I.L.A. LOCAL 1235
Federal • Cranford, New Jersey • Est. 1981
Quick Facts
- Charter Number
- #23807
- Type
- Federal
- Established
- 1981
- Headquarters
- Cranford, New Jersey 07016
- Address
- 20 Commerce Dr ste 135
- Branches
- 2
- Members
- 640
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
640 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | I.L.A. LOCAL 1235 |
|---|---|
| Total Assets | $7.5M |
| Members | 640 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $6.7M |
| Net Worth | $885K |
| Net Worth Ratio | 11.84% |
| Loan-to-Share Ratio | 76.0% |
| Delinquency Rate | 0.23% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
ILA Local 1235 FCU
17 Daleron Pl
Laurence Harbor, NJ 08879
Regus
Main Office20 Commerce Dr ste 135
Cranford, NJ 07016
Who Can Join I.L.A. LOCAL 1235?
Membership Type: Community
Membership eligibility for I.L.A. LOCAL 1235 may vary. Contact the credit union directly to confirm qualification requirements.
Contact I.L.A. LOCAL 1235 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
I.L.A. LOCAL 1235 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, I.L.A. LOCAL 1235 has 640 members and a potential membership field of 1,000 people.
I.L.A. LOCAL 1235's reported net worth ratio is 11.84% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
I.L.A. LOCAL 1235 operates 2 branch locations. The main office is located at 20 Commerce Dr ste 135, Cranford, NJ 07016.
I.L.A. LOCAL 1235 was established in 1981. It is a federal credit union chartered under charter number 23807. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or I.L.A. LOCAL 1235. All financial data is for informational purposes only.