ILLINOIS STATE
State-Chartered • Normal, Illinois • Est. 1960
Quick Facts
- Charter Number
- #64920
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Normal, Illinois 61761-3458
- Address
- 1309 S Center
- Branches
- 5
- ATMs
- 4
- Members
- 18,102
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,102 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ILLINOIS STATE |
|---|---|
| Total Assets | $242.1M |
| Members | 18,102 |
| Loans Outstanding | $181.7M |
| Shares & Deposits | $214.4M |
| Net Worth | $25.5M |
| Net Worth Ratio | 10.54% |
| Loan-to-Share Ratio | 84.7% |
| Delinquency Rate | 0.43% |
| Net Income | +$3,543,778 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Illinois State Credit Union
Main Office1309 S Center St
Normal, IL 61761-3458
Bone Student Center Branch
100 N University St
Normal, IL 61761-4402
1408 Airport Road
1408 Airport Rd
Bloomington, IL 61704-2566
Loves Park Branch
5305 N 2nd St
Loves Park, IL 61111-5008
Ottawa Branch
311 E Joliet St
Ottawa, IL 61350
Who Can Join ILLINOIS STATE?
Membership Type: Community
Membership eligibility for ILLINOIS STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ILLINOIS STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. ILLINOIS STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ILLINOIS STATE has 18,102 members and a potential membership field of 680,776 people.
ILLINOIS STATE's net worth ratio is 10.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, ILLINOIS STATE meets this threshold.
ILLINOIS STATE operates 5 branch locations and has access to 4 ATMs. The main office is located at 1309 S Center St, Normal, IL 61761-3458.
ILLINOIS STATE was established in 1960. It is a state-chartered credit union chartered under charter number 64920. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ILLINOIS STATE. All financial data is for informational purposes only.