ILLINOIS STATE
State-Chartered • Normal, Illinois • Est. 1960
Quick Facts
- Charter Number
- #64920
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Normal, Illinois 61761-3458
- Address
- 1309 S Center St
- Branches
- 5
- ATMs
- 4
- Members
- 18,449
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,449 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ILLINOIS STATE |
|---|---|
| Total Assets | $252.6M |
| Members | 18,449 |
| Loans Outstanding | $187.6M |
| Shares & Deposits | $223.8M |
| Net Worth | $26.1M |
| Net Worth Ratio | 10.35% |
| Loan-to-Share Ratio | 83.8% |
| Delinquency Rate | 0.46% |
| Net Income | +$634,015 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Illinois State Credit Union
Main Office1309 S Center St
Normal, IL 61761-3458
Bone Student Center Branch
100 N University St
Normal, IL 61761-4402
1408 Airport Road
1408 Airport Rd
Bloomington, IL 61704-2566
Loves Park Branch
5305 N 2nd St
Loves Park, IL 61111-5008
Ottawa Branch
311 E Joliet St
Ottawa, IL 61350
Who Can Join ILLINOIS STATE?
Membership Type: Community
Membership eligibility for ILLINOIS STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ILLINOIS STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
ILLINOIS STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ILLINOIS STATE has 18,449 members and a potential membership field of 685,085 people.
ILLINOIS STATE's reported net worth ratio is 10.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ILLINOIS STATE operates 5 branch locations and has access to 4 ATMs. The main office is located at 1309 S Center St, Normal, IL 61761-3458.
ILLINOIS STATE was established in 1960. It is a state-chartered credit union chartered under charter number 64920. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ILLINOIS STATE. All financial data is for informational purposes only.