ILLINOIS VALLEY
State-Chartered • Peru, Illinois • Est. 1955
Quick Facts
- Charter Number
- #62121
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Peru, Illinois 61354
- Address
- 1311 Shooting Park Rd
- Branches
- 2
- Members
- 4,164
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,164 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ILLINOIS VALLEY |
|---|---|
| Total Assets | $37.4M |
| Members | 4,164 |
| Loans Outstanding | $27.8M |
| Shares & Deposits | $33.6M |
| Net Worth | $3.7M |
| Net Worth Ratio | 10.00% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 0.35% |
| Net Income | +$92,011 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Illinois Valley Credit Union
Main Office1311 Shooting Park Rd
Peru, IL 61354
Illinois Valley Credit Union
200 Ace Rd Ste 1
Princeton, IL 61356
Who Can Join ILLINOIS VALLEY?
Membership Type: Community
Membership eligibility for ILLINOIS VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ILLINOIS VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. ILLINOIS VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ILLINOIS VALLEY has 4,164 members and a potential membership field of 40,000 people.
ILLINOIS VALLEY's net worth ratio is 10.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, ILLINOIS VALLEY meets this threshold.
ILLINOIS VALLEY operates 2 branch locations. The main office is located at 1311 Shooting Park Rd, Peru, IL 61354.
ILLINOIS VALLEY was established in 1955. It is a state-chartered credit union chartered under charter number 62121. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ILLINOIS VALLEY. All financial data is for informational purposes only.