IRCO COMMUNITY
Federal • Phillipsburg, New Jersey • Est. 1966
Quick Facts
- Charter Number
- #17395
- Type
- Federal
- Established
- 1966
- Headquarters
- Phillipsburg, New Jersey 08865
- Address
- 450 Hillcrest Blvd
- Branches
- 2
- ATMs
- 3
- Members
- 6,246
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,246 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IRCO COMMUNITY |
|---|---|
| Total Assets | $94.6M |
| Members | 6,246 |
| Loans Outstanding | $51.4M |
| Shares & Deposits | $85.3M |
| Net Worth | $9.2M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 60.3% |
| Delinquency Rate | 0.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
Main Office
Main Office450 Hillcrest Blvd
Phillipsburg, NJ 08865
Easton Office
2925 William Penn Hwy
Easton, PA 18045
Who Can Join IRCO COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for IRCO COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact IRCO COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
IRCO COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, IRCO COMMUNITY has 6,246 members and a potential membership field of 711,000 people.
IRCO COMMUNITY's reported net worth ratio is 9.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
IRCO COMMUNITY operates 2 branch locations and has access to 3 ATMs. The main office is located at 450 Hillcrest Blvd, Phillipsburg, NJ 08865.
IRCO COMMUNITY was established in 1966. It is a federal credit union chartered under charter number 17395. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or IRCO COMMUNITY. All financial data is for informational purposes only.