JERSEY CENTRAL
Federal • CRANFORD, New Jersey • Est. 1937
Quick Facts
- Charter Number
- #2493
- Type
- Federal
- Established
- 1937
- Headquarters
- CRANFORD, New Jersey 07016
- Address
- PO BOX 661
- Branches
- 2
- Members
- 4,002
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,002 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JERSEY CENTRAL |
|---|---|
| Total Assets | $24.0M |
| Members | 4,002 |
| Loans Outstanding | $13.7M |
| Shares & Deposits | $19.7M |
| Net Worth | $4.2M |
| Net Worth Ratio | 17.64% |
| Loan-to-Share Ratio | 69.3% |
| Delinquency Rate | 2.52% |
| Net Income | +$62,896 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office23 North Ave E
Cranford, NJ 07016-2196
Vital Records
2091 Springdale Rd
Cherry Hill, NJ 08003-4005
Who Can Join JERSEY CENTRAL?
Membership Type: Community
Membership eligibility for JERSEY CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact JERSEY CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Browse all federally insured credit unions in New Jersey, ranked by assets, members, and financial health score.
View New Jersey RankingsFrequently Asked Questions
Yes. JERSEY CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JERSEY CENTRAL has 4,002 members and a potential membership field of 80,000 people.
JERSEY CENTRAL's net worth ratio is 17.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.6%, JERSEY CENTRAL meets this threshold.
JERSEY CENTRAL operates 2 branch locations. The main office is located at 23 North Ave E, Cranford, NJ 07016-2196.
JERSEY CENTRAL was established in 1937. It is a federal credit union chartered under charter number 2493. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JERSEY CENTRAL. All financial data is for informational purposes only.