JERSEY CENTRAL
Federal • Cranford, New Jersey • Est. 1937
Quick Facts
- Charter Number
- #2493
- Type
- Federal
- Established
- 1937
- Headquarters
- Cranford, New Jersey 07016-2196
- Address
- 23 North Ave E
- Branches
- 2
- Members
- 4,031
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,031 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JERSEY CENTRAL |
|---|---|
| Total Assets | $24.2M |
| Members | 4,031 |
| Loans Outstanding | $13.4M |
| Shares & Deposits | $20.0M |
| Net Worth | $4.2M |
| Net Worth Ratio | 17.33% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 2.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main Office
Main Office23 North Ave E
Cranford, NJ 07016-2196
Vital Records
2091 Springdale Rd
Cherry Hill, NJ 08003-4005
Who Can Join JERSEY CENTRAL?
Membership Type: Community
Membership eligibility for JERSEY CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact JERSEY CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
JERSEY CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JERSEY CENTRAL has 4,031 members and a potential membership field of 80,000 people.
JERSEY CENTRAL's reported net worth ratio is 17.33% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JERSEY CENTRAL operates 2 branch locations. The main office is located at 23 North Ave E, Cranford, NJ 07016-2196.
JERSEY CENTRAL was established in 1937. It is a federal credit union chartered under charter number 2493. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JERSEY CENTRAL. All financial data is for informational purposes only.