JSC
Federal • Houston, Texas • Est. 1961
Quick Facts
- Charter Number
- #14762
- Type
- Federal
- Established
- 1961
- Headquarters
- Houston, Texas 77258
- Address
- PO Box 58346
- Branches
- 22
- ATMs
- 20
- Members
- 125,197
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
125,197 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JSC |
|---|---|
| Total Assets | $2.7B |
| Members | 125,197 |
| Loans Outstanding | $1.8B |
| Shares & Deposits | $2.3B |
| Net Worth | $311.9M |
| Net Worth Ratio | 11.72% |
| Loan-to-Share Ratio | 76.4% |
| Delinquency Rate | 1.18% |
| Net Income | +$16,346,631 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
22 locations · 20 ATMs
Main Branch
Main Office1330 Gemini St
Houston, TX 77058
League City Branch
501 N Egret Bay Blvd
League City, TX 77573-2675
Ellington Branch
404 FM 1959 Rd
Houston, TX 77034
Friendswood Branch
1320 S Friendswood Dr
Friendswood, TX 77546
Galveston Branch
6167 Central City Blvd
Galveston, TX 77551-3818
Who Can Join JSC?
Membership Type: Occupational
Membership eligibility for JSC may vary. Contact the credit union directly to confirm qualification requirements.
Contact JSC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. JSC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JSC has 125,197 members and a potential membership field of 2,700,000 people.
JSC's net worth ratio is 11.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, JSC meets this threshold.
JSC operates 22 branch locations and has access to 20 ATMs. The main office is located at 1330 Gemini St, Houston, TX 77058.
JSC was established in 1961. It is a federal credit union chartered under charter number 14762. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JSC. All financial data is for informational purposes only.