K.C. AREA
State-Chartered • KANSAS CITY, Missouri • Est. 1946
Quick Facts
- Charter Number
- #64939
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- KANSAS CITY, Missouri 64106
- Address
- PO BOX 15566
- Branches
- 4
- ATMs
- 2
- Members
- 1,963
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,963 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | K.C. AREA |
|---|---|
| Total Assets | $11.2M |
| Members | 1,963 |
| Loans Outstanding | $3.7M |
| Shares & Deposits | $9.2M |
| Net Worth | $1.9M |
| Net Worth Ratio | 17.43% |
| Loan-to-Share Ratio | 40.3% |
| Delinquency Rate | 1.10% |
| Net Income | +$123,774 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
K C Area Credit Union
Main Office601 E 12th St Rm G-61
Kansas City, MO 64106
Systronics, Inc
14902 W 117th St
Olathe, KS 66062
KC Area Credit Union--Fairfax Branch
1401 Fairfax Trfy Ste 100E
Kansas City, KS 66115-1415
Summit Ridge Credit Union
3485 NE Ralph Powell Rd
Lees Summit, MO 64064-2361
Who Can Join K.C. AREA?
Membership Type: Community
Membership eligibility for K.C. AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact K.C. AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. K.C. AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, K.C. AREA has 1,963 members and a potential membership field of 5,400 people.
K.C. AREA's net worth ratio is 17.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, K.C. AREA meets this threshold.
K.C. AREA operates 4 branch locations and has access to 2 ATMs. The main office is located at 601 E 12th St Rm G-61, Kansas City, MO 64106.
K.C. AREA was established in 1946. It is a state-chartered credit union chartered under charter number 64939. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or K.C. AREA. All financial data is for informational purposes only.