K.C. AREA
State-Chartered • Kansas City, Missouri • Est. 1946
Quick Facts
- Charter Number
- #64939
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- Kansas City, Missouri 64106
- Address
- 601 E 12th St Rm G-61
- Branches
- 4
- ATMs
- 2
- Members
- 1,937
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,937 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | K.C. AREA |
|---|---|
| Total Assets | $11.5M |
| Members | 1,937 |
| Loans Outstanding | $3.7M |
| Shares & Deposits | $9.5M |
| Net Worth | $2.0M |
| Net Worth Ratio | 17.10% |
| Loan-to-Share Ratio | 39.1% |
| Delinquency Rate | 1.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
K C Area Credit Union
Main Office601 E 12th St Rm G-61
Kansas City, MO 64106
Systronics, Inc
14902 W 117th St
Olathe, KS 66062
KC Area Credit Union--Fairfax Branch
1401 Fairfax Trfy Ste 100E
Kansas City, KS 66115-1415
Summit Ridge Credit Union
3485 NE Ralph Powell Rd
Lees Summit, MO 64064-2361
Who Can Join K.C. AREA?
Membership Type: Community
Membership eligibility for K.C. AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact K.C. AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Missouri RankingsFrequently Asked Questions
K.C. AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, K.C. AREA has 1,937 members and a potential membership field of 5,400 people.
K.C. AREA's reported net worth ratio is 17.10% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
K.C. AREA operates 4 branch locations and has access to 2 ATMs. The main office is located at 601 E 12th St Rm G-61, Kansas City, MO 64106.
K.C. AREA was established in 1946. It is a state-chartered credit union chartered under charter number 64939. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or K.C. AREA. All financial data is for informational purposes only.