KEARNY MUNICIPAL EMPLOYEES
Federal • kearny, New Jersey • Est. 1955
Quick Facts
- Charter Number
- #10614
- Type
- Federal
- Established
- 1955
- Headquarters
- kearny, New Jersey 07032
- Address
- 645 kearny ave
- Branches
- 1
- Members
- 698
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
698 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEARNY MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $5.5M |
| Members | 698 |
| Loans Outstanding | $776K |
| Shares & Deposits | $4.0M |
| Net Worth | $1.4M |
| Net Worth Ratio | 26.31% |
| Loan-to-Share Ratio | 19.2% |
| Delinquency Rate | 7.20% |
| Net Income | $-39,621 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
kearny municipal efcu
Main Office645 kearny ave
kearny, NJ 07032
Who Can Join KEARNY MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for KEARNY MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEARNY MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. KEARNY MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KEARNY MUNICIPAL EMPLOYEES has 698 members and a potential membership field of 1,500 people.
KEARNY MUNICIPAL EMPLOYEES's net worth ratio is 26.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.3%, KEARNY MUNICIPAL EMPLOYEES meets this threshold.
KEARNY MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 645 kearny ave, kearny, NJ 07032.
KEARNY MUNICIPAL EMPLOYEES was established in 1955. It is a federal credit union chartered under charter number 10614. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KEARNY MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.