KEMBA CHARLESTON
Federal • Dunbar, West Virginia • Est. 1935
Quick Facts
- Charter Number
- #108
- Type
- Federal
- Established
- 1935
- Headquarters
- Dunbar, West Virginia 25064-2705
- Address
- 1830 Roxalana Road
- Branches
- 1
- Members
- 3,852
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,852 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEMBA CHARLESTON |
|---|---|
| Total Assets | $45.0M |
| Members | 3,852 |
| Loans Outstanding | $14.1M |
| Shares & Deposits | $35.4M |
| Net Worth | $9.1M |
| Net Worth Ratio | 20.21% |
| Loan-to-Share Ratio | 39.8% |
| Delinquency Rate | 1.30% |
| Net Income | +$269,059 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Kemba Charleston FCU
Main Office1830 Roxalana Rd
Dunbar, WV 25064-2705
Who Can Join KEMBA CHARLESTON?
Membership Type: Occupational
Membership eligibility for KEMBA CHARLESTON may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEMBA CHARLESTON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. KEMBA CHARLESTON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KEMBA CHARLESTON has 3,852 members and a potential membership field of 30,000 people.
KEMBA CHARLESTON's net worth ratio is 20.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.2%, KEMBA CHARLESTON meets this threshold.
KEMBA CHARLESTON operates 1 branch location. The main office is located at 1830 Roxalana Rd, Dunbar, WV 25064-2705.
KEMBA CHARLESTON was established in 1935. It is a federal credit union chartered under charter number 108. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KEMBA CHARLESTON. All financial data is for informational purposes only.