KEMBA DELTA
Federal • Bartlett, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #24220
- Type
- Federal
- Established
- 1934
- Headquarters
- Bartlett, Tennessee 38133
- Address
- 3108 N Germantown Rd, Ste 106
- Branches
- 2
- Members
- 5,004
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
5,004 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEMBA DELTA |
|---|---|
| Total Assets | $31.0M |
| Members | 5,004 |
| Loans Outstanding | $10.3M |
| Shares & Deposits | $21.4M |
| Net Worth | $8.9M |
| Net Worth Ratio | 28.70% |
| Loan-to-Share Ratio | 48.0% |
| Delinquency Rate | 2.85% |
| Net Income | +$770,168 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Kemba Delta FCU
Main Office3108 N Germantown Rd
Bartlett, TN 38133
Velera
560 Carillon Pkwy
St Petersburg, FL 33716-1294
Who Can Join KEMBA DELTA?
Membership Type: Community
Membership eligibility for KEMBA DELTA may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEMBA DELTA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. KEMBA DELTA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KEMBA DELTA has 5,004 members and a potential membership field of 13,513 people.
KEMBA DELTA's net worth ratio is 28.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.7%, KEMBA DELTA meets this threshold.
KEMBA DELTA operates 2 branch locations. The main office is located at 3108 N Germantown Rd, Bartlett, TN 38133.
KEMBA DELTA was established in 1934. It is a federal credit union chartered under charter number 24220. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KEMBA DELTA. All financial data is for informational purposes only.