KINETIC
Federal • Columbus, Georgia • Est. 1956
Quick Facts
- Charter Number
- #10866
- Type
- Federal
- Established
- 1956
- Headquarters
- Columbus, Georgia 31908-0818
- Address
- P.O. Box 9818
- Branches
- 7
- ATMs
- 7
- Members
- 44,880
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
44,880 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KINETIC |
|---|---|
| Total Assets | $652.1M |
| Members | 44,880 |
| Loans Outstanding | $435.5M |
| Shares & Deposits | $557.7M |
| Net Worth | $92.6M |
| Net Worth Ratio | 14.19% |
| Loan-to-Share Ratio | 78.1% |
| Delinquency Rate | 1.61% |
| Net Income | +$14,275,421 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
13th Center Branch
Main Office1251 13th St
Columbus, GA 31901-2227
North Branch
7300 Veterans Pkwy
Columbus, GA 31909-3198
Peachtree Branch
4811 Bankers Blvd
Columbus, GA 31909-5359
Express Service Center
4105 Buena Vista Rd
Columbus, GA 31907-3859
South Lumpkin Service Center
1807 S Lumpkin Rd Ste D
Columbus, GA 31903-2794
Who Can Join KINETIC?
Membership Type: Other/Unknown
Membership eligibility for KINETIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact KINETIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. KINETIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KINETIC has 44,880 members and a potential membership field of 448,000 people.
KINETIC's net worth ratio is 14.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.2%, KINETIC meets this threshold.
KINETIC operates 7 branch locations and has access to 7 ATMs. The main office is located at 1251 13th St, Columbus, GA 31901-2227.
KINETIC was established in 1956. It is a federal credit union chartered under charter number 10866. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KINETIC. All financial data is for informational purposes only.