L C E
Federal • Painesville, Ohio • Est. 1960
Quick Facts
- Charter Number
- #13885
- Type
- Federal
- Established
- 1960
- Headquarters
- Painesville, Ohio 44077
- Address
- 77 N Saint Clair St
- Branches
- 2
- ATMs
- 1
- Members
- 5,645
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,645 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L C E |
|---|---|
| Total Assets | $68.4M |
| Members | 5,645 |
| Loans Outstanding | $33.4M |
| Shares & Deposits | $62.1M |
| Net Worth | $7.3M |
| Net Worth Ratio | 10.71% |
| Loan-to-Share Ratio | 53.8% |
| Delinquency Rate | 0.47% |
| Net Income | +$944,413 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
L C E Federal Credit Union
Main Office77 N Saint Clair St
Painesville, OH 44077
LCE Federal Credit Union Mentor Office
8356 Munson Rd
Mentor, OH 44060-2409
Who Can Join L C E?
Membership Type: Other/Unknown
Membership eligibility for L C E may vary. Contact the credit union directly to confirm qualification requirements.
Contact L C E directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. L C E is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, L C E has 5,645 members and a potential membership field of 420,000 people.
L C E's net worth ratio is 10.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, L C E meets this threshold.
L C E operates 2 branch locations and has access to 1 ATMs. The main office is located at 77 N Saint Clair St, Painesville, OH 44077.
L C E was established in 1960. It is a federal credit union chartered under charter number 13885. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or L C E. All financial data is for informational purposes only.