L. E. O.
State-Chartered • Painesville, Ohio • Est. 1985
Quick Facts
- Charter Number
- #66329
- Type
- State-Chartered
- Established
- 1985
- Headquarters
- Painesville, Ohio 44077
- Address
- P.O. Box 937
- Branches
- 2
- Members
- 1,522
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
1,522 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L. E. O. |
|---|---|
| Total Assets | $10.2M |
| Members | 1,522 |
| Loans Outstanding | $3.9M |
| Shares & Deposits | $7.7M |
| Net Worth | $2.6M |
| Net Worth Ratio | 25.31% |
| Loan-to-Share Ratio | 50.6% |
| Delinquency Rate | 6.77% |
| Net Income | +$51,344 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
L.E.O. Credit Union, Inc.
Main Office155 Freedom Rd
Painesville, OH 44077
Lubrizol Corp.
29400 Lakeland Blvd
Wickliffe, OH 44092
Who Can Join L. E. O.?
Membership Type: Community
Membership eligibility for L. E. O. may vary. Contact the credit union directly to confirm qualification requirements.
Contact L. E. O. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. L. E. O. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, L. E. O. has 1,522 members and a potential membership field of 8,000 people.
L. E. O.'s net worth ratio is 25.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.3%, L. E. O. meets this threshold.
L. E. O. operates 2 branch locations. The main office is located at 155 Freedom Rd, Painesville, OH 44077.
L. E. O. was established in 1985. It is a state-chartered credit union chartered under charter number 66329. The institution has been serving members for 41 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or L. E. O.. All financial data is for informational purposes only.