L G & W
Federal • MEMPHIS, Tennessee • Est. 1940
Quick Facts
- Charter Number
- #3796
- Type
- Federal
- Established
- 1940
- Headquarters
- MEMPHIS, Tennessee 38134
- Address
- 1616 WHITTEN RD
- Branches
- 2
- ATMs
- 1
- Members
- 5,708
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,708 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L G & W |
|---|---|
| Total Assets | $112.5M |
| Members | 5,708 |
| Loans Outstanding | $33.3M |
| Shares & Deposits | $89.1M |
| Net Worth | $24.2M |
| Net Worth Ratio | 21.56% |
| Loan-to-Share Ratio | 37.3% |
| Delinquency Rate | 0.33% |
| Net Income | +$997,454 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
L G & W FCU
Main Office1616 Whitten Rd
Memphis, TN 38134
Computers and Networks
4005 S Mendenhall Rd
Memphis, TN 38115
Who Can Join L G & W?
Membership Type: Community
Membership eligibility for L G & W may vary. Contact the credit union directly to confirm qualification requirements.
Contact L G & W directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. L G & W is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, L G & W has 5,708 members and a potential membership field of 11,000 people.
L G & W's net worth ratio is 21.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.6%, L G & W meets this threshold.
L G & W operates 2 branch locations and has access to 1 ATMs. The main office is located at 1616 Whitten Rd, Memphis, TN 38134.
L G & W was established in 1940. It is a federal credit union chartered under charter number 3796. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or L G & W. All financial data is for informational purposes only.