LA JOYA AREA
Federal • Palmview, Texas • Est. 1961
Quick Facts
- Charter Number
- #14734
- Type
- Federal
- Established
- 1961
- Headquarters
- Palmview, Texas 78572
- Address
- 317 S Bentsen Palm DR
- Branches
- 3
- ATMs
- 3
- Members
- 14,429
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LA JOYA AREA |
|---|---|
| Total Assets | $61.8M |
| Members | 14,429 |
| Loans Outstanding | $30.6M |
| Shares & Deposits | $53.7M |
| Net Worth | $6.7M |
| Net Worth Ratio | 10.89% |
| Loan-to-Share Ratio | 57.0% |
| Delinquency Rate | 1.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
La Joya
214 W Expressway 83
La Joya, TX 78560
Palmview Branch
317 S Bentsen Palm Dr
Palmview, TX 78572-6298
Annex
Main Office317 S Bentsen Palm DR
Palmview, TX 78572
Who Can Join LA JOYA AREA?
Membership Type: Other/Unknown
Membership eligibility for LA JOYA AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact LA JOYA AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
LA JOYA AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LA JOYA AREA has 14,429 members and a potential membership field of 40,000 people.
LA JOYA AREA's reported net worth ratio is 10.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LA JOYA AREA operates 3 branch locations and has access to 3 ATMs. The main office is located at 317 S Bentsen Palm DR, Palmview, TX 78572.
LA JOYA AREA was established in 1961. It is a federal credit union chartered under charter number 14734. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LA JOYA AREA. All financial data is for informational purposes only.