LAKE CHEM COMMUNITY
Federal • Benton, Kentucky • Est. 1971
Quick Facts
- Charter Number
- #20641
- Type
- Federal
- Established
- 1971
- Headquarters
- Benton, Kentucky 42025
- Address
- 35 US Highway 68 E
- Branches
- 2
- ATMs
- 1
- Members
- 12,043
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,043 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE CHEM COMMUNITY |
|---|---|
| Total Assets | $96.4M |
| Members | 12,043 |
| Loans Outstanding | $74.3M |
| Shares & Deposits | $86.8M |
| Net Worth | $9.4M |
| Net Worth Ratio | 9.71% |
| Loan-to-Share Ratio | 85.6% |
| Delinquency Rate | 0.51% |
| Net Income | +$725,186 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Lake Chem Community FCU
Main Office35 US Highway 68 E
Benton, KY 42025
Lake Chem Community FCU
4822 US Highway 62
Calvert City, KY 42029-8459
Who Can Join LAKE CHEM COMMUNITY?
Membership Type: Community
Membership eligibility for LAKE CHEM COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE CHEM COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. LAKE CHEM COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAKE CHEM COMMUNITY has 12,043 members and a potential membership field of 250,289 people.
LAKE CHEM COMMUNITY's net worth ratio is 9.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, LAKE CHEM COMMUNITY meets this threshold.
LAKE CHEM COMMUNITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 35 US Highway 68 E, Benton, KY 42025.
LAKE CHEM COMMUNITY was established in 1971. It is a federal credit union chartered under charter number 20641. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAKE CHEM COMMUNITY. All financial data is for informational purposes only.