LAKE CHEM COMMUNITY
Federal • Benton, Kentucky • Est. 1971
Quick Facts
- Charter Number
- #20641
- Type
- Federal
- Established
- 1971
- Headquarters
- Benton, Kentucky 42025
- Address
- 35 US Highway 68 E
- Branches
- 2
- ATMs
- 1
- Members
- 12,058
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,058 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE CHEM COMMUNITY |
|---|---|
| Total Assets | $98.4M |
| Members | 12,058 |
| Loans Outstanding | $74.1M |
| Shares & Deposits | $88.5M |
| Net Worth | $9.6M |
| Net Worth Ratio | 9.76% |
| Loan-to-Share Ratio | 83.7% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Lake Chem Community FCU
Main Office35 US Highway 68 E
Benton, KY 42025
Lake Chem Community FCU
4822 US Highway 62
Calvert City, KY 42029-8459
Who Can Join LAKE CHEM COMMUNITY?
Membership Type: Community
Membership eligibility for LAKE CHEM COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE CHEM COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
LAKE CHEM COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LAKE CHEM COMMUNITY has 12,058 members and a potential membership field of 250,289 people.
LAKE CHEM COMMUNITY's reported net worth ratio is 9.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LAKE CHEM COMMUNITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 35 US Highway 68 E, Benton, KY 42025.
LAKE CHEM COMMUNITY was established in 1971. It is a federal credit union chartered under charter number 20641. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LAKE CHEM COMMUNITY. All financial data is for informational purposes only.