LAND OF LINCOLN
State-Chartered • DECATUR, Illinois • Est. 1947
Quick Facts
- Charter Number
- #63716
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- DECATUR, Illinois 62524
- Address
- P O BOX 3310
- Branches
- 15
- ATMs
- 15
- Members
- 35,316
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
35,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAND OF LINCOLN |
|---|---|
| Total Assets | $503.2M |
| Members | 35,316 |
| Loans Outstanding | $360.5M |
| Shares & Deposits | $447.9M |
| Net Worth | $48.4M |
| Net Worth Ratio | 9.61% |
| Loan-to-Share Ratio | 80.5% |
| Delinquency Rate | 1.19% |
| Net Income | +$5,015,732 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 15 ATMs
Mound
3130 E Mound Rd
Decatur, IL 62526
Oakland
2890 N Oakland Ave
Decatur, IL 62526
Water
1435 N Water St
Decatur, IL 62526
Pana
206 S Locust St
Pana, IL 62557
Effingham - South
2302 S Banker St
Effingham, IL 62401
Who Can Join LAND OF LINCOLN?
Membership Type: Community
Membership eligibility for LAND OF LINCOLN may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAND OF LINCOLN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. LAND OF LINCOLN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAND OF LINCOLN has 35,316 members and a potential membership field of 986,000 people.
LAND OF LINCOLN's net worth ratio is 9.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, LAND OF LINCOLN meets this threshold.
LAND OF LINCOLN operates 15 branch locations and has access to 15 ATMs. The main office is located at 4850 E Prosperity Place, Decatur, IL 62521.
LAND OF LINCOLN was established in 1947. It is a state-chartered credit union chartered under charter number 63716. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAND OF LINCOLN. All financial data is for informational purposes only.