LANIER
Federal • Oakwood, Georgia • Est. 1969
Quick Facts
- Charter Number
- #19552
- Type
- Federal
- Established
- 1969
- Headquarters
- Oakwood, Georgia 30566-3417
- Address
- 3718 Mundy Mill Rd
- Branches
- 3
- ATMs
- 3
- Members
- 8,822
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,822 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LANIER |
|---|---|
| Total Assets | $74.1M |
| Members | 8,822 |
| Loans Outstanding | $59.9M |
| Shares & Deposits | $66.9M |
| Net Worth | $6.5M |
| Net Worth Ratio | 8.78% |
| Loan-to-Share Ratio | 89.6% |
| Delinquency Rate | 0.48% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
LFCU Main Office - Oakwood
Main Office3718 Mundy Mill Rd
Oakwood, GA 30566-3417
Gainesville Branch
1430 Thompson Bridge Rd
Gainesville, GA 30501-1712
Jefferson Branch
960 Lee St Ste 100
Jefferson, GA 30549-6323
Who Can Join LANIER?
Membership Type: Other/Unknown
Membership eligibility for LANIER may vary. Contact the credit union directly to confirm qualification requirements.
Contact LANIER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
LANIER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LANIER has 8,822 members and a potential membership field of 20,000 people.
LANIER's reported net worth ratio is 8.78% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LANIER operates 3 branch locations and has access to 3 ATMs. The main office is located at 3718 Mundy Mill Rd, Oakwood, GA 30566-3417.
LANIER was established in 1969. It is a federal credit union chartered under charter number 19552. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LANIER. All financial data is for informational purposes only.