LANIER
Federal • Oakwood, Georgia • Est. 1969
Quick Facts
- Charter Number
- #19552
- Type
- Federal
- Established
- 1969
- Headquarters
- Oakwood, Georgia 30566-3417
- Address
- 3718 Mundy Mill Rd
- Branches
- 3
- ATMs
- 3
- Members
- 8,746
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
8,746 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LANIER |
|---|---|
| Total Assets | $70.6M |
| Members | 8,746 |
| Loans Outstanding | $60.0M |
| Shares & Deposits | $62.9M |
| Net Worth | $6.9M |
| Net Worth Ratio | 9.79% |
| Loan-to-Share Ratio | 95.2% |
| Delinquency Rate | 0.62% |
| Net Income | +$602,847 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
LFCU Main Office
Main Office3718 Mundy Mill Rd
Oakwood, GA 30566-3417
Gainesville Branch
1430 Thompson Bridge Rd
Gainesville, GA 30501-1712
Jefferson Branch
960 Lee St Ste 100
Jefferson, GA 30549-6323
Who Can Join LANIER?
Membership Type: Other/Unknown
Membership eligibility for LANIER may vary. Contact the credit union directly to confirm qualification requirements.
Contact LANIER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Browse all federally insured credit unions in Georgia, ranked by assets, members, and financial health score.
View Georgia RankingsFrequently Asked Questions
Yes. LANIER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LANIER has 8,746 members and a potential membership field of 20,000 people.
LANIER's net worth ratio is 9.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, LANIER meets this threshold.
LANIER operates 3 branch locations and has access to 3 ATMs. The main office is located at 3718 Mundy Mill Rd, Oakwood, GA 30566-3417.
LANIER was established in 1969. It is a federal credit union chartered under charter number 19552. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LANIER. All financial data is for informational purposes only.