LAREDO
Federal • Laredo, Texas • Est. 1956
Quick Facts
- Charter Number
- #11011
- Type
- Federal
- Established
- 1956
- Headquarters
- Laredo, Texas 78040-5258
- Address
- 1119 Corpus Christi St
- Branches
- 3
- ATMs
- 3
- Members
- 18,068
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,068 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAREDO |
|---|---|
| Total Assets | $134.2M |
| Members | 18,068 |
| Loans Outstanding | $78.0M |
| Shares & Deposits | $123.3M |
| Net Worth | $14.9M |
| Net Worth Ratio | 11.14% |
| Loan-to-Share Ratio | 63.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$1,310,113 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1119 Corpus Christi St
Laredo, TX 78040-5258
McPherson Branch
7114 McPherson Rd
Laredo, TX 78041-6501
South Branch
4170 S Zapata Hwy Ste 1
Laredo, TX 78046-8558
Who Can Join LAREDO?
Membership Type: Other/Unknown
Membership eligibility for LAREDO may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAREDO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. LAREDO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAREDO has 18,068 members and a potential membership field of 255,205 people.
LAREDO's net worth ratio is 11.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, LAREDO meets this threshold.
LAREDO operates 3 branch locations and has access to 3 ATMs. The main office is located at 1119 Corpus Christi St, Laredo, TX 78040-5258.
LAREDO was established in 1956. It is a federal credit union chartered under charter number 11011. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAREDO. All financial data is for informational purposes only.